MOTOR VEHICLE INSURANCE
For the various types of vehicles there are four kinds of policy – one of which should be issued depending on the requirements of the insured. These are:
1. Comprehensive motor policy – this is the widest type of cover available for motor vehicles protecting against loss of or damage to the insured vehicle and its accessories.
2. Third Party, Fire and Theft policy. Click here to buy your 3rd party motor insurance
The policy covers:
- Loss of or damage to the insured vehicle and or accessories caused by fire, external, explosion, self-ignition or lightning, burglary, housebreaking or theft.
- Insured’s legal liability to third parties in respect of any damages to the property of such third parties and for any injury or death to third parties from the use of the insured vehicle
- Solicitors fees for legal representation of the insured
3. Third Party only policy
The policy covers:
- Insured’s legal liability to third parties in respect of any damages to the property of such third parties and for any injury or death to third parties from the use of the motor vehicle.
- Solicitors fee for legal representation of the insured.